Insurance incentive (San Diego Union-Tribune)
If you don't have dependents, you probably don't need life insurance. The other side of that coin, however, is that if you do have dependents, you do need life insurance to protect them in case anything happens to you. But almost as important, you need disability insurance if you become ill or injured.

Term Life Insurance Rate War (The Bradford Era)
(ARA) - If you have been thinking about buying term life insurance, now's a great time to start shopping because life insurance companies are competing for the lowest term life insurance rates. Rates are expected to continue to decrease throughout 2008.